1. 素质教育 ：Quality Education
2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional
quotient
3. 保险业： the insurance industry
4. 保证重点指出： ensure funding for priority areas
5. 补发拖欠的养老金： clear up pension payments in arrears
6. 不良贷款： non-performing loan
7. 层层转包和违法分包： mutlti-level contracting and illegal subcontracting
8. 城乡信用社： credit cooperative in both urban and rural areas
9. 城镇居民最低生活保障： a minimum standard of living for city residents
10. 城镇职工医疗保障制度： the system of medical insurance for urban
workers
11. 出口信贷： export credit
12. 贷款质量： loan quality
13. 贷款质量五级分类办法： the five-category assets classification for bank
loans
14. 防范和化解金融风险： take precautions against and reduce financial
risks
15. 防洪工程： flood-prevention project
16. 非法外汇交易 ： illegal foreign exchange transaction
17. 非贸易收汇： foreign exchange earnings through nontrade channels
18. 非银行金融机构： non-bank financial institutions
19. 费改税： transform administrative fees into taxes
20. 跟踪审计： foolow-up auditing
21. 工程监理制度： the monitoring system for projects
22. 国有资产安全： the safety of state-owned assets
23. 过度开垦 ： excess reclamation
24. 合同管理制

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